Call reports 2016
BANK OF EDMONSON COUNTY — 2016
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 210,823,000 | 212,135,000 | 214,866,000 | 214,498,000 |
| Total loans | 154,753,000 | 153,020,000 | 150,896,000 | 149,122,000 |
| Allowance for loan losses | 1,629,000 | 1,632,000 | 1,616,000 | 1,570,000 |
| Securities available for sale | 40,855,000 | 45,261,000 | 45,291,000 | 50,317,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,248,000 | 180,174,000 | 182,954,000 | 184,640,000 |
| Interest-bearing deposits | 152,844,000 | 151,007,000 | 152,340,000 | 153,505,000 |
| Noninterest-bearing deposits | 26,404,000 | 29,167,000 | 30,614,000 | 31,135,000 |
| Equity capital | 24,875,000 | 25,247,000 | 25,152,000 | 23,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,247,000 | 4,513,000 | 6,745,000 | 9,032,000 |
| Interest expense | 339,000 | 663,000 | 1,004,000 | 1,339,000 |
| Net interest income | 1,908,000 | 3,850,000 | 5,741,000 | 7,693,000 |
| Noninterest income | 224,000 | 472,000 | 723,000 | 1,092,000 |
| Noninterest expense | 1,309,000 | 2,650,000 | 4,044,000 | 5,527,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 823,000 | 1,672,000 | 2,420,000 | 3,258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 823,000 | 1,672,000 | 2,420,000 | 3,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,592,000 | 24,901,000 | 24,929,000 | 24,927,000 |
| Total capital | 26,221,000 | 26,533,000 | 26,545,000 | 26,497,000 |
| Risk-weighted assets | 137,294,000 | 135,647,000 | 137,779,000 | 136,823,000 |