Call reports 2015
BANK OF EDMONSON COUNTY — 2015
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 198,722,000 | 198,154,000 | 198,022,000 | 210,036,000 |
| Total loans | 148,669,000 | 148,636,000 | 149,513,000 | 152,172,000 |
| Allowance for loan losses | 1,646,000 | 1,703,000 | 1,717,000 | 1,669,000 |
| Securities available for sale | 39,141,000 | 36,087,000 | 35,746,000 | 39,451,000 |
| Securities held to maturity | 135,000 | 135,000 | 135,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,440,000 | 171,375,000 | 170,942,000 | 178,619,000 |
| Interest-bearing deposits | 147,042,000 | 146,840,000 | 146,658,000 | 150,748,000 |
| Noninterest-bearing deposits | 23,398,000 | 24,535,000 | 24,284,000 | 27,871,000 |
| Equity capital | 24,356,000 | 24,525,000 | 24,768,000 | 24,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,406,000 | 6,638,000 | 8,896,000 |
| Interest expense | 316,000 | 621,000 | 926,000 | 1,241,000 |
| Net interest income | 1,889,000 | 3,785,000 | 5,712,000 | 7,655,000 |
| Noninterest income | 216,000 | 437,000 | 668,000 | 917,000 |
| Noninterest expense | 1,357,000 | 2,569,000 | 3,891,000 | 5,254,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 708,000 | 1,579,000 | 2,415,000 | 3,244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 708,000 | 1,579,000 | 2,415,000 | 3,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,933,000 | 24,324,000 | 24,439,000 | 24,309,000 |
| Total capital | 25,579,000 | 26,027,000 | 26,129,000 | 25,978,000 |
| Risk-weighted assets | 134,409,000 | 137,045,000 | 135,164,000 | 141,344,000 |