Call reports 2013
BANK OF EDMONSON COUNTY — 2013
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 201,325,000 | 199,367,000 | 198,146,000 | 197,424,000 |
| Total loans | 134,939,000 | 139,703,000 | 142,098,000 | 140,899,000 |
| Allowance for loan losses | 1,410,000 | 1,442,000 | 1,447,000 | 1,414,000 |
| Securities available for sale | 52,182,000 | 48,297,000 | 44,709,000 | 43,750,000 |
| Securities held to maturity | 219,000 | 219,000 | 220,000 | 190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,336,000 | 172,791,000 | 170,836,000 | 171,429,000 |
| Interest-bearing deposits | 154,685,000 | 153,616,000 | 152,837,000 | 152,484,000 |
| Noninterest-bearing deposits | 18,651,000 | 19,175,000 | 18,000,000 | 18,945,000 |
| Equity capital | 23,450,000 | 22,474,000 | 23,046,000 | 22,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,236,000 | 4,488,000 | 6,804,000 | 9,056,000 |
| Interest expense | 471,000 | 922,000 | 1,354,000 | 1,763,000 |
| Net interest income | 1,765,000 | 3,566,000 | 5,450,000 | 7,293,000 |
| Noninterest income | 207,000 | 435,000 | 650,000 | 861,000 |
| Noninterest expense | 1,291,000 | 2,493,000 | 3,791,000 | 5,028,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 140,000 |
| Pretax income | 651,000 | 1,449,000 | 2,240,000 | 3,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 651,000 | 1,449,000 | 2,240,000 | 3,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,300,000 | 22,738,000 | 23,169,000 | 23,096,000 |
| Total capital | 23,710,000 | 24,180,000 | 24,616,000 | 24,510,000 |
| Risk-weighted assets | 128,571,000 | 129,963,000 | 130,914,000 | 129,672,000 |