Call reports 2012
BANK OF EDMONSON COUNTY — 2012
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 198,126,000 | 198,083,000 | 197,224,000 | 199,291,000 |
| Total loans | 129,577,000 | 132,563,000 | 133,885,000 | 133,268,000 |
| Allowance for loan losses | 1,404,000 | 1,416,000 | 1,398,000 | 1,385,000 |
| Securities available for sale | 56,230,000 | 48,473,000 | 48,609,000 | 52,351,000 |
| Securities held to maturity | 527,000 | 528,000 | 429,000 | 229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,180,000 | 169,163,000 | 168,491,000 | 171,060,000 |
| Interest-bearing deposits | 151,455,000 | 152,449,000 | 151,667,000 | 154,558,000 |
| Noninterest-bearing deposits | 17,725,000 | 16,714,000 | 16,824,000 | 16,502,000 |
| Equity capital | 22,646,000 | 23,051,000 | 23,124,000 | 23,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,576,000 | 6,868,000 | 9,222,000 |
| Interest expense | 621,000 | 1,190,000 | 1,732,000 | 2,246,000 |
| Net interest income | 1,650,000 | 3,386,000 | 5,136,000 | 6,976,000 |
| Noninterest income | 216,000 | 392,000 | 438,000 | 525,000 |
| Noninterest expense | 1,330,000 | 2,510,000 | 3,873,000 | 5,015,000 |
| Provision for loan losses | 58,000 | 318,000 | 416,000 | 446,000 |
| Pretax income | 478,000 | 950,000 | 1,285,000 | 2,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 478,000 | 950,000 | 1,285,000 | 2,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,467,000 | 21,639,000 | 21,675,000 | 22,009,000 |
| Total capital | 22,871,000 | 23,055,000 | 23,073,000 | 23,394,000 |
| Risk-weighted assets | 126,134,000 | 127,749,000 | 128,475,000 | 127,094,000 |