Call reports 2011
BANK OF EDMONSON COUNTY — 2011
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 195,755,000 | 198,014,000 | 196,737,000 | 199,092,000 |
| Total loans | 131,194,000 | 131,806,000 | 132,391,000 | 131,937,000 |
| Allowance for loan losses | 1,502,000 | 1,439,000 | 1,338,000 | 1,419,000 |
| Securities available for sale | 50,141,000 | 52,554,000 | 48,565,000 | 52,858,000 |
| Securities held to maturity | 2,226,000 | 1,533,000 | 1,235,000 | 1,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,908,000 | 167,965,000 | 166,625,000 | 169,584,000 |
| Interest-bearing deposits | 151,411,000 | 153,712,000 | 151,385,000 | 154,843,000 |
| Noninterest-bearing deposits | 14,497,000 | 14,253,000 | 15,241,000 | 14,741,000 |
| Equity capital | 21,237,000 | 22,096,000 | 22,527,000 | 22,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,414,000 | 4,843,000 | 7,233,000 | 9,606,000 |
| Interest expense | 734,000 | 1,449,000 | 2,144,000 | 2,821,000 |
| Net interest income | 1,680,000 | 3,394,000 | 5,089,000 | 6,785,000 |
| Noninterest income | 168,000 | 377,000 | 554,000 | 781,000 |
| Noninterest expense | 1,303,000 | 2,638,000 | 3,975,000 | 5,176,000 |
| Provision for loan losses | 105,000 | 200,000 | 321,000 | 376,000 |
| Pretax income | 440,000 | 933,000 | 1,347,000 | 2,015,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 440,000 | 933,000 | 1,347,000 | 2,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,734,000 | 20,987,000 | 21,162,000 | 21,289,000 |
| Total capital | 22,236,000 | 22,426,000 | 22,500,000 | 22,708,000 |
| Risk-weighted assets | 124,984,000 | 125,161,000 | 126,348,000 | 127,048,000 |