Call reports 2010
BANK OF EDMONSON COUNTY — 2010
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 204,525,000 | 200,485,000 | 195,642,000 | 195,962,000 |
| Total loans | 140,138,000 | 139,098,000 | 137,379,000 | 134,955,000 |
| Allowance for loan losses | 1,604,000 | 1,595,000 | 1,562,000 | 1,521,000 |
| Securities available for sale | 44,259,000 | 46,519,000 | 42,667,000 | 47,111,000 |
| Securities held to maturity | 3,618,000 | 3,347,000 | 2,881,000 | 2,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,665,000 | 168,915,000 | 163,830,000 | 165,857,000 |
| Interest-bearing deposits | 158,329,000 | 155,496,000 | 149,601,000 | 151,706,000 |
| Noninterest-bearing deposits | 14,337,000 | 13,419,000 | 14,229,000 | 14,151,000 |
| Equity capital | 20,733,000 | 21,179,000 | 21,870,000 | 20,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,653,000 | 5,318,000 | 7,853,000 | 10,324,000 |
| Interest expense | 1,076,000 | 2,099,000 | 3,003,000 | 3,824,000 |
| Net interest income | 1,577,000 | 3,219,000 | 4,850,000 | 6,500,000 |
| Noninterest income | 227,000 | 419,000 | 659,000 | 896,000 |
| Noninterest expense | 1,370,000 | 2,739,000 | 3,952,000 | 5,201,000 |
| Provision for loan losses | 290,000 | 320,000 | 565,000 | 725,000 |
| Pretax income | 144,000 | 579,000 | 992,000 | 1,470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 579,000 | 992,000 | 1,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,049,000 | 20,364,000 | 20,657,000 | 20,534,000 |
| Total capital | 21,653,000 | 21,959,000 | 22,219,000 | 22,055,000 |
| Risk-weighted assets | 130,827,000 | 129,616,000 | 127,878,000 | 127,057,000 |