Call reports 2001
BANK OF EDMONSON COUNTY — 2001
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 134,035,000 | 137,023,000 | 140,558,000 | 145,281,000 |
| Total loans | 86,837,000 | 90,088,000 | 93,537,000 | 94,351,000 |
| Allowance for loan losses | 628,000 | 698,000 | 699,000 | 778,000 |
| Securities available for sale | 17,274,000 | 18,285,000 | 17,558,000 | 21,248,000 |
| Securities held to maturity | 20,840,000 | 21,013,000 | 21,133,000 | 21,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,439,000 | 99,315,000 | 103,024,000 | 102,097,000 |
| Interest-bearing deposits | 91,738,000 | 91,596,000 | 94,170,000 | 93,798,000 |
| Noninterest-bearing deposits | 7,701,000 | 7,719,000 | 8,854,000 | 8,299,000 |
| Equity capital | 13,658,000 | 13,803,000 | 14,306,000 | 14,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,618,000 | 5,353,000 | 8,016,000 | 10,787,000 |
| Interest expense | 1,542,000 | 3,171,000 | 4,766,000 | 6,258,000 |
| Net interest income | 1,076,000 | 2,182,000 | 3,250,000 | 4,529,000 |
| Noninterest income | 171,000 | 370,000 | 569,000 | 769,000 |
| Noninterest expense | 672,000 | 1,417,000 | 2,127,000 | 2,910,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 300,000 |
| Pretax income | 515,000 | 1,015,000 | 1,512,000 | 2,088,000 |
| Income tax | 130,000 | 222,000 | 334,000 | 420,000 |
| Net income | 385,000 | 793,000 | 1,178,000 | 1,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,512,000 | 13,651,000 | 14,035,000 | 14,255,000 |
| Total capital | 14,140,000 | 14,349,000 | 14,734,000 | 15,033,000 |
| Risk-weighted assets | 85,437,000 | 90,093,000 | 93,548,000 | 95,537,000 |