Call reports 2025
CORN GROWERS STATE BANK — 2025
What CORN GROWERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 35,858,000 | 36,521,000 | 37,493,000 | 37,313,000 |
| Total loans | 21,008,000 | 22,069,000 | 22,897,000 | 25,303,000 |
| Allowance for loan losses | 214,000 | 214,000 | 214,000 | 214,000 |
| Securities available for sale | 9,329,000 | 7,901,000 | 7,583,000 | 6,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,150,000 | 32,851,000 | 32,454,000 | 31,202,000 |
| Interest-bearing deposits | 22,989,000 | 21,711,000 | 21,350,000 | 21,322,000 |
| Noninterest-bearing deposits | 10,161,000 | 11,140,000 | 11,104,000 | 9,880,000 |
| Equity capital | 2,553,000 | 2,700,000 | 2,867,000 | 2,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 818,000 | 1,256,000 | 1,699,000 |
| Interest expense | 90,000 | 161,000 | 241,000 | 334,000 |
| Net interest income | 311,000 | 657,000 | 1,015,000 | 1,365,000 |
| Noninterest income | 30,000 | 58,000 | 88,000 | 125,000 |
| Noninterest expense | 333,000 | 594,000 | 868,000 | 1,191,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 8,000 | 121,000 | 235,000 | 269,000 |
| Income tax | 16,000 | 39,000 | 50,000 | 76,000 |
| Net income | -8,000 | 82,000 | 185,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,866,000 | 2,956,000 | 3,058,000 | 3,067,000 |
| Total capital | 3,080,000 | 3,170,000 | 3,272,000 | 3,281,000 |
| Risk-weighted assets | 18,000,000 | 18,534,000 | 19,445,000 | 20,382,000 |