Call reports 2016
CORN GROWERS STATE BANK — 2016
What CORN GROWERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 25,917,000 | 27,859,000 | 27,427,000 | 26,720,000 |
| Total loans | 12,505,000 | 13,725,000 | 13,632,000 | 13,144,000 |
| Allowance for loan losses | 134,000 | 138,000 | 139,000 | 140,000 |
| Securities available for sale | 6,256,000 | 6,032,000 | 5,331,000 | 6,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,180,000 | 24,699,000 | 24,030,000 | 23,379,000 |
| Interest-bearing deposits | 18,315,000 | 18,663,000 | 17,866,000 | 17,174,000 |
| Noninterest-bearing deposits | 4,865,000 | 6,036,000 | 6,164,000 | 6,205,000 |
| Equity capital | 1,734,000 | 1,800,000 | 1,846,000 | 1,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 405,000 | 612,000 | 822,000 |
| Interest expense | 14,000 | 28,000 | 40,000 | 53,000 |
| Net interest income | 186,000 | 377,000 | 572,000 | 769,000 |
| Noninterest income | 24,000 | 48,000 | 72,000 | 97,000 |
| Noninterest expense | 226,000 | 375,000 | 548,000 | 734,000 |
| Provision for loan losses | 203,000 | 203,000 | 203,000 | 203,000 |
| Pretax income | -219,000 | -153,000 | -107,000 | -71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -219,000 | -153,000 | -107,000 | -71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,728,000 | 1,793,000 | 1,840,000 | 1,923,000 |
| Total capital | 1,862,000 | 1,931,000 | 1,979,000 | 2,063,000 |
| Risk-weighted assets | 12,267,000 | 13,382,000 | 13,309,000 | 12,941,000 |