Call reports 2015
CORN GROWERS STATE BANK — 2015
What CORN GROWERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 25,971,000 | 25,921,000 | 26,118,000 | 24,978,000 |
| Total loans | 10,625,000 | 10,852,000 | 11,685,000 | 11,799,000 |
| Allowance for loan losses | 109,000 | 107,000 | 108,000 | 121,000 |
| Securities available for sale | 9,123,000 | 8,390,000 | 7,247,000 | 6,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,117,000 | 23,441,000 | 22,859,000 | 22,536,000 |
| Interest-bearing deposits | 18,299,000 | 18,872,000 | 18,215,000 | 17,857,000 |
| Noninterest-bearing deposits | 4,818,000 | 4,569,000 | 4,644,000 | 4,679,000 |
| Equity capital | 1,731,000 | 1,737,000 | 1,762,000 | 1,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 189,000 | 370,000 | 556,000 | 754,000 |
| Interest expense | 15,000 | 30,000 | 44,000 | 59,000 |
| Net interest income | 174,000 | 340,000 | 512,000 | 695,000 |
| Noninterest income | 21,000 | 40,000 | 43,000 | 86,000 |
| Noninterest expense | 200,000 | 371,000 | 534,000 | 726,000 |
| Provision for loan losses | 0 | 3,000 | 3,000 | 18,000 |
| Pretax income | -5,000 | 6,000 | 19,000 | 38,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,000 | 6,000 | 19,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,738,000 | 1,749,000 | 1,763,000 | 1,781,000 |
| Total capital | 1,847,000 | 1,856,000 | 1,871,000 | 1,902,000 |
| Risk-weighted assets | 10,829,000 | 11,202,000 | 12,113,000 | 12,212,000 |