Call reports 2014
CORN GROWERS STATE BANK — 2014
What CORN GROWERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 25,743,000 | 26,182,000 | 27,648,000 | 27,080,000 |
| Total loans | 10,008,000 | 10,444,000 | 11,997,000 | 12,112,000 |
| Allowance for loan losses | 103,000 | 106,000 | 107,000 | 108,000 |
| Securities available for sale | 8,614,000 | 9,064,000 | 9,045,000 | 9,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,907,000 | 23,983,000 | 23,420,000 | 22,292,000 |
| Interest-bearing deposits | 18,951,000 | 18,504,000 | 18,062,000 | 17,591,000 |
| Noninterest-bearing deposits | 4,956,000 | 5,479,000 | 5,358,000 | 4,701,000 |
| Equity capital | 1,602,000 | 1,655,000 | 1,681,000 | 1,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 185,000 | 372,000 | 566,000 | 771,000 |
| Interest expense | 17,000 | 33,000 | 49,000 | 64,000 |
| Net interest income | 168,000 | 339,000 | 517,000 | 707,000 |
| Noninterest income | 25,000 | 50,000 | 76,000 | 101,000 |
| Noninterest expense | 205,000 | 372,000 | 543,000 | 738,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 2,000 |
| Pretax income | -12,000 | 15,000 | 47,000 | 67,000 |
| Income tax | -8,000 | -8,000 | -8,000 | 0 |
| Net income | -4,000 | 23,000 | 55,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,665,000 | 1,691,000 | 1,723,000 | 1,743,000 |
| Total capital | 1,768,000 | 1,797,000 | 1,830,000 | 1,851,000 |
| Risk-weighted assets | 10,232,000 | 10,687,000 | 12,316,000 | 12,548,000 |