Call reports 2013
CORN GROWERS STATE BANK — 2013
What CORN GROWERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,112,000 | 28,049,000 | 27,134,000 | 25,180,000 |
| Total loans | 8,308,000 | 9,677,000 | 10,781,000 | 10,742,000 |
| Allowance for loan losses | 95,000 | 95,000 | 103,000 | 101,000 |
| Securities available for sale | 10,938,000 | 9,894,000 | 9,045,000 | 8,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,278,000 | 26,115,000 | 24,718,000 | 23,023,000 |
| Interest-bearing deposits | 20,836,000 | 20,530,000 | 19,810,000 | 18,291,000 |
| Noninterest-bearing deposits | 4,442,000 | 5,585,000 | 4,908,000 | 4,732,000 |
| Equity capital | 1,564,000 | 1,579,000 | 1,607,000 | 1,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 357,000 | 560,000 | 760,000 |
| Interest expense | 25,000 | 48,000 | 70,000 | 89,000 |
| Net interest income | 148,000 | 309,000 | 490,000 | 671,000 |
| Noninterest income | 18,000 | 39,000 | 61,000 | 86,000 |
| Noninterest expense | 176,000 | 331,000 | 496,000 | 668,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 7,000 |
| Pretax income | -10,000 | 20,000 | 50,000 | 84,000 |
| Income tax | 0 | 0 | -3,000 | -4,000 |
| Net income | -10,000 | 20,000 | 53,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,560,000 | 1,590,000 | 1,623,000 | 1,668,000 |
| Total capital | 1,655,000 | 1,685,000 | 1,726,000 | 1,769,000 |
| Risk-weighted assets | 9,159,000 | 10,144,000 | 11,039,000 | 10,930,000 |