Call reports 2012
CORN GROWERS STATE BANK — 2012
What CORN GROWERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 24,631,000 | 25,741,000 | 26,693,000 | 25,856,000 |
| Total loans | 8,938,000 | 9,345,000 | 9,526,000 | 9,159,000 |
| Allowance for loan losses | 96,000 | 96,000 | 97,000 | 95,000 |
| Securities available for sale | 9,543,000 | 9,198,000 | 8,912,000 | 9,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,639,000 | 23,815,000 | 24,650,000 | 24,066,000 |
| Interest-bearing deposits | 18,462,000 | 19,531,000 | 19,931,000 | 19,100,000 |
| Noninterest-bearing deposits | 4,177,000 | 4,284,000 | 4,719,000 | 4,966,000 |
| Equity capital | 1,600,000 | 1,606,000 | 1,614,000 | 1,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 194,000 | 383,000 | 578,000 | 772,000 |
| Interest expense | 34,000 | 67,000 | 100,000 | 133,000 |
| Net interest income | 160,000 | 316,000 | 478,000 | 639,000 |
| Noninterest income | 16,000 | 32,000 | 49,000 | 66,000 |
| Noninterest expense | 185,000 | 357,000 | 526,000 | 697,000 |
| Provision for loan losses | 0 | 2,000 | 9,000 | 41,000 |
| Pretax income | -9,000 | -11,000 | -8,000 | -33,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -9,000 | -11,000 | -8,000 | -33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,596,000 | 1,598,000 | 1,601,000 | 1,570,000 |
| Total capital | 1,692,000 | 1,694,000 | 1,698,000 | 1,665,000 |
| Risk-weighted assets | 9,358,000 | 9,724,000 | 9,865,000 | 9,256,000 |