Call reports 2011
CORN GROWERS STATE BANK — 2011
What CORN GROWERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 22,818,000 | 23,566,000 | 23,371,000 | 22,527,000 |
| Total loans | 8,975,000 | 9,577,000 | 10,074,000 | 10,470,000 |
| Allowance for loan losses | 105,000 | 68,000 | 100,000 | 96,000 |
| Securities available for sale | 12,010,000 | 12,109,000 | 9,176,000 | 8,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,160,000 | 21,443,000 | 21,000,000 | 20,292,000 |
| Interest-bearing deposits | 18,019,000 | 17,852,000 | 18,289,000 | 17,196,000 |
| Noninterest-bearing deposits | 3,141,000 | 3,591,000 | 2,711,000 | 3,096,000 |
| Equity capital | 1,536,000 | 1,632,000 | 1,611,000 | 1,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 424,000 | 635,000 | 844,000 |
| Interest expense | 48,000 | 93,000 | 136,000 | 174,000 |
| Net interest income | 160,000 | 331,000 | 499,000 | 670,000 |
| Noninterest income | 18,000 | 46,000 | 67,000 | 84,000 |
| Noninterest expense | 153,000 | 313,000 | 483,000 | 649,000 |
| Provision for loan losses | 0 | 10,000 | 56,000 | 56,000 |
| Pretax income | 25,000 | 54,000 | 27,000 | 49,000 |
| Income tax | 0 | 11,000 | 11,000 | 8,000 |
| Net income | 25,000 | 43,000 | 16,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,601,000 | 1,635,000 | 1,602,000 | 1,615,000 |
| Total capital | 1,706,000 | 1,703,000 | 1,702,000 | 1,711,000 |
| Risk-weighted assets | 9,429,000 | 9,962,000 | 10,444,000 | 10,339,000 |