Call reports 2010
CORN GROWERS STATE BANK — 2010
What CORN GROWERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 20,607,000 | 21,439,000 | 20,765,000 | 22,216,000 |
| Total loans | 9,116,000 | 9,666,000 | 10,377,000 | 10,677,000 |
| Allowance for loan losses | 108,000 | 110,000 | 111,000 | 112,000 |
| Securities available for sale | 9,899,000 | 9,096,000 | 8,437,000 | 9,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,087,000 | 19,841,000 | 18,540,000 | 19,991,000 |
| Interest-bearing deposits | 16,312,000 | 16,614,000 | 15,876,000 | 17,250,000 |
| Noninterest-bearing deposits | 2,775,000 | 3,227,000 | 2,664,000 | 2,741,000 |
| Equity capital | 1,499,000 | 1,551,000 | 1,568,000 | 1,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 211,000 | 439,000 | 650,000 | 868,000 |
| Interest expense | 59,000 | 115,000 | 167,000 | 217,000 |
| Net interest income | 152,000 | 324,000 | 483,000 | 651,000 |
| Noninterest income | 22,000 | 31,000 | 61,000 | 82,000 |
| Noninterest expense | 157,000 | 291,000 | 454,000 | 591,000 |
| Provision for loan losses | 7,000 | 9,000 | 12,000 | 12,000 |
| Pretax income | 10,000 | 55,000 | 78,000 | 130,000 |
| Income tax | 0 | 10,000 | 20,000 | 32,000 |
| Net income | 10,000 | 45,000 | 58,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,505,000 | 1,537,000 | 1,549,000 | 1,566,000 |
| Total capital | 1,613,000 | 1,647,000 | 1,660,000 | 1,678,000 |
| Risk-weighted assets | 8,910,000 | 9,578,000 | 10,029,000 | 10,663,000 |