Call reports 2009
CORN GROWERS STATE BANK — 2009
What CORN GROWERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,064,000 | 19,618,000 | 20,289,000 | 20,445,000 |
| Total loans | 8,503,000 | 8,462,000 | 8,675,000 | 9,052,000 |
| Allowance for loan losses | 108,000 | 108,000 | 116,000 | 119,000 |
| Securities available for sale | 6,393,000 | 9,742,000 | 9,080,000 | 9,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,575,000 | 18,123,000 | 18,748,000 | 18,931,000 |
| Interest-bearing deposits | 14,371,000 | 15,669,000 | 16,269,000 | 16,320,000 |
| Noninterest-bearing deposits | 2,204,000 | 2,454,000 | 2,479,000 | 2,611,000 |
| Equity capital | 1,454,000 | 1,457,000 | 1,475,000 | 1,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 400,000 | 607,000 | 821,000 |
| Interest expense | 75,000 | 147,000 | 217,000 | 279,000 |
| Net interest income | 126,000 | 253,000 | 390,000 | 542,000 |
| Noninterest income | 15,000 | 30,000 | 47,000 | 56,000 |
| Noninterest expense | 160,000 | 300,000 | 431,000 | 546,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 10,000 |
| Pretax income | -19,000 | -17,000 | -2,000 | 42,000 |
| Income tax | 0 | 0 | 5,000 | 7,000 |
| Net income | -19,000 | -17,000 | -7,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,458,000 | 1,452,000 | 1,462,000 | 1,492,000 |
| Total capital | 1,561,000 | 1,557,000 | 1,570,000 | 1,604,000 |
| Risk-weighted assets | 8,247,000 | 8,358,000 | 8,640,000 | 8,924,000 |