Call reports 2008
CORN GROWERS STATE BANK — 2008
What CORN GROWERS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 17,480,000 | 17,509,000 | 17,350,000 | 17,072,000 |
| Total loans | 7,496,000 | 7,725,000 | 8,187,000 | 8,857,000 |
| Allowance for loan losses | 111,000 | 111,000 | 111,000 | 107,000 |
| Securities available for sale | 5,826,000 | 7,192,000 | 7,807,000 | 6,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,967,000 | 16,045,000 | 15,570,000 | 15,541,000 |
| Interest-bearing deposits | 13,772,000 | 14,178,000 | 13,833,000 | 13,481,000 |
| Noninterest-bearing deposits | 2,195,000 | 1,867,000 | 1,737,000 | 2,060,000 |
| Equity capital | 1,426,000 | 1,431,000 | 1,453,000 | 1,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 449,000 | 670,000 | 894,000 |
| Interest expense | 99,000 | 197,000 | 289,000 | 375,000 |
| Net interest income | 124,000 | 252,000 | 381,000 | 519,000 |
| Noninterest income | 19,000 | 36,000 | 45,000 | 74,000 |
| Noninterest expense | 137,000 | 242,000 | 356,000 | 499,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 46,000 | 70,000 | 94,000 |
| Income tax | 0 | 5,000 | 13,000 | 20,000 |
| Net income | 6,000 | 41,000 | 57,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,414,000 | 1,447,000 | 1,465,000 | 1,469,000 |
| Total capital | 1,510,000 | 1,548,000 | 1,571,000 | 1,576,000 |
| Risk-weighted assets | 7,704,000 | 8,060,000 | 8,455,000 | 8,560,000 |