Call reports 2007
CORN GROWERS STATE BANK — 2007
What CORN GROWERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 15,358,000 | 16,417,000 | 15,414,000 | 15,727,000 |
| Total loans | 7,353,000 | 7,705,000 | 8,141,000 | 8,227,000 |
| Allowance for loan losses | 115,000 | 115,000 | 115,000 | 111,000 |
| Securities available for sale | 5,806,000 | 5,892,000 | 5,950,000 | 5,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,028,000 | 15,052,000 | 13,994,000 | 14,284,000 |
| Interest-bearing deposits | 12,186,000 | 12,828,000 | 12,225,000 | 12,557,000 |
| Noninterest-bearing deposits | 1,842,000 | 2,224,000 | 1,769,000 | 1,727,000 |
| Equity capital | 1,307,000 | 1,338,000 | 1,393,000 | 1,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 423,000 | 648,000 | 881,000 |
| Interest expense | 85,000 | 172,000 | 261,000 | 356,000 |
| Net interest income | 121,000 | 251,000 | 387,000 | 525,000 |
| Noninterest income | 17,000 | 34,000 | 52,000 | 71,000 |
| Noninterest expense | 127,000 | 228,000 | 336,000 | 457,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 57,000 | 103,000 | 139,000 |
| Income tax | 0 | 10,000 | 20,000 | 40,000 |
| Net income | 11,000 | 47,000 | 83,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,330,000 | 1,366,000 | 1,402,000 | 1,406,000 |
| Total capital | 1,421,000 | 1,463,000 | 1,501,000 | 1,506,000 |
| Risk-weighted assets | 7,271,000 | 7,748,000 | 7,883,000 | 8,027,000 |