Call reports 2006
CORN GROWERS STATE BANK — 2006
What CORN GROWERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 15,226,000 | 16,087,000 | 15,681,000 | 15,545,000 |
| Total loans | 7,330,000 | 7,854,000 | 8,380,000 | 7,972,000 |
| Allowance for loan losses | 110,000 | 110,000 | 110,000 | 115,000 |
| Securities available for sale | 0 | 0 | 0 | 5,483,000 |
| Securities held to maturity | 6,885,000 | 6,635,000 | 5,585,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,847,000 | 13,775,000 | 12,649,000 | 13,104,000 |
| Interest-bearing deposits | 11,222,000 | 11,985,000 | 11,078,000 | 11,529,000 |
| Noninterest-bearing deposits | 1,625,000 | 1,790,000 | 1,571,000 | 1,575,000 |
| Equity capital | 1,263,000 | 1,293,000 | 1,312,000 | 1,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 408,000 | 621,000 | 846,000 |
| Interest expense | 76,000 | 158,000 | 246,000 | 339,000 |
| Net interest income | 125,000 | 250,000 | 375,000 | 507,000 |
| Noninterest income | 15,000 | 30,000 | 44,000 | 61,000 |
| Noninterest expense | 127,000 | 228,000 | 335,000 | 453,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 13,000 | 53,000 | 82,000 | 108,000 |
| Income tax | 0 | 10,000 | 20,000 | 26,000 |
| Net income | 13,000 | 43,000 | 62,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,263,000 | 1,293,000 | 1,312,000 | 1,319,000 |
| Total capital | 1,354,000 | 1,390,000 | 1,413,000 | 1,418,000 |
| Risk-weighted assets | 7,283,000 | 7,725,000 | 8,049,000 | 7,939,000 |