Call reports 2005
CORN GROWERS STATE BANK — 2005
What CORN GROWERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,448,000 | 14,681,000 | 15,219,000 | 16,156,000 |
| Total loans | 6,736,000 | 7,176,000 | 7,260,000 | 7,569,000 |
| Allowance for loan losses | 113,000 | 110,000 | 110,000 | 110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,401,000 | 6,901,000 | 6,886,000 | 6,885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,257,000 | 13,219,000 | 12,846,000 | 13,588,000 |
| Interest-bearing deposits | 11,959,000 | 11,738,000 | 11,521,000 | 11,236,000 |
| Noninterest-bearing deposits | 1,298,000 | 1,481,000 | 1,325,000 | 2,352,000 |
| Equity capital | 1,175,000 | 1,218,000 | 1,258,000 | 1,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 185,000 | 380,000 | 577,000 | 781,000 |
| Interest expense | 63,000 | 126,000 | 189,000 | 267,000 |
| Net interest income | 122,000 | 254,000 | 388,000 | 514,000 |
| Noninterest income | 13,000 | 26,000 | 41,000 | 55,000 |
| Noninterest expense | 116,000 | 210,000 | 312,000 | 417,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 70,000 | 118,000 | 153,000 |
| Income tax | 0 | 8,000 | 16,000 | 46,000 |
| Net income | 19,000 | 62,000 | 102,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,175,000 | 1,218,000 | 1,258,000 | 1,250,000 |
| Total capital | 1,259,000 | 1,306,000 | 1,350,000 | 1,353,000 |
| Risk-weighted assets | 6,668,000 | 7,087,000 | 7,349,000 | 8,198,000 |