Call reports 2004
CORN GROWERS STATE BANK — 2004
What CORN GROWERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 13,922,000 | 14,437,000 | 14,570,000 | 14,730,000 |
| Total loans | 6,269,000 | 6,733,000 | 7,147,000 | 7,487,000 |
| Allowance for loan losses | 110,000 | 113,000 | 113,000 | 113,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,601,000 | 6,801,000 | 6,401,000 | 6,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,820,000 | 12,582,000 | 12,503,000 | 12,358,000 |
| Interest-bearing deposits | 11,722,000 | 11,471,000 | 11,197,000 | 10,945,000 |
| Noninterest-bearing deposits | 1,098,000 | 1,111,000 | 1,306,000 | 1,413,000 |
| Equity capital | 1,082,000 | 1,107,000 | 1,151,000 | 1,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 355,000 | 548,000 | 742,000 |
| Interest expense | 75,000 | 143,000 | 208,000 | 273,000 |
| Net interest income | 101,000 | 212,000 | 340,000 | 469,000 |
| Noninterest income | 11,000 | 21,000 | 33,000 | 49,000 |
| Noninterest expense | 105,000 | 193,000 | 281,000 | 385,000 |
| Provision for loan losses | 0 | 3,000 | 3,000 | 3,000 |
| Pretax income | 7,000 | 37,000 | 88,000 | 129,000 |
| Income tax | 0 | 5,000 | 12,000 | 37,000 |
| Net income | 7,000 | 32,000 | 76,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,082,000 | 1,107,000 | 1,151,000 | 1,156,000 |
| Total capital | 1,165,000 | 1,196,000 | 1,243,000 | 1,251,000 |
| Risk-weighted assets | 6,650,000 | 7,127,000 | 7,375,000 | 7,609,000 |