Call reports 2003
CORN GROWERS STATE BANK — 2003
What CORN GROWERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 12,197,000 | 13,452,000 | 13,597,000 | 13,554,000 |
| Total loans | 6,381,000 | 6,656,000 | 6,762,000 | 6,786,000 |
| Allowance for loan losses | 119,000 | 119,000 | 119,000 | 110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,260,000 | 5,159,000 | 5,649,000 | 6,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,147,000 | 12,385,000 | 12,503,000 | 12,455,000 |
| Interest-bearing deposits | 10,188,000 | 11,054,000 | 11,154,000 | 11,176,000 |
| Noninterest-bearing deposits | 959,000 | 1,331,000 | 1,349,000 | 1,279,000 |
| Equity capital | 1,027,000 | 1,044,000 | 1,073,000 | 1,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 364,000 | 552,000 | 735,000 |
| Interest expense | 82,000 | 162,000 | 243,000 | 323,000 |
| Net interest income | 99,000 | 202,000 | 309,000 | 412,000 |
| Noninterest income | 13,000 | 26,000 | 37,000 | 53,000 |
| Noninterest expense | 93,000 | 184,000 | 269,000 | 365,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 44,000 | 77,000 | 100,000 |
| Income tax | 0 | 8,000 | 12,000 | 22,000 |
| Net income | 19,000 | 36,000 | 65,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,027,000 | 1,044,000 | 1,073,000 | 1,075,000 |
| Total capital | 1,106,000 | 1,129,000 | 1,160,000 | 1,163,000 |
| Risk-weighted assets | 6,308,000 | 6,790,000 | 6,904,000 | 7,053,000 |