Call reports 2002
CORN GROWERS STATE BANK — 2002
What CORN GROWERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,367,000 | 11,742,000 | 12,163,000 | 12,500,000 |
| Total loans | 5,799,000 | 5,934,000 | 6,659,000 | 6,949,000 |
| Allowance for loan losses | 122,000 | 118,000 | 119,000 | 119,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,813,000 | 4,802,000 | 4,453,000 | 4,762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,390,000 | 10,726,000 | 10,827,000 | 10,762,000 |
| Interest-bearing deposits | 9,139,000 | 9,485,000 | 9,691,000 | 9,744,000 |
| Noninterest-bearing deposits | 1,251,000 | 1,241,000 | 1,136,000 | 1,018,000 |
| Equity capital | 947,000 | 983,000 | 1,008,000 | 1,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 372,000 | 570,000 | 770,000 |
| Interest expense | 86,000 | 173,000 | 261,000 | 346,000 |
| Net interest income | 98,000 | 199,000 | 309,000 | 424,000 |
| Noninterest income | 12,000 | 35,000 | 52,000 | 65,000 |
| Noninterest expense | 89,000 | 169,000 | 267,000 | 378,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 65,000 | 94,000 | 112,000 |
| Income tax | 0 | 8,000 | 12,000 | 30,000 |
| Net income | 21,000 | 57,000 | 82,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 947,000 | 983,000 | 1,008,000 | 1,008,000 |
| Total capital | 1,025,000 | 1,064,000 | 1,091,000 | 1,094,000 |
| Risk-weighted assets | 6,199,000 | 6,481,000 | 6,760,000 | 6,864,000 |