Call reports 2009
NEVADA SECURITY BANK — 2009
What NEVADA SECURITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 572,482,000 | 585,803,000 | 538,144,000 | 495,141,000 |
| Total loans | 426,556,000 | 411,842,000 | 384,816,000 | 356,713,000 |
| Allowance for loan losses | 9,193,000 | 16,163,000 | 14,900,000 | 13,144,000 |
| Securities available for sale | 76,395,000 | 71,349,000 | 82,458,000 | 77,159,000 |
| Securities held to maturity | 1,963,000 | 1,570,000 | 1,196,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,551,000 | 507,504,000 | 486,063,000 | 480,766,000 |
| Interest-bearing deposits | 438,198,000 | 459,731,000 | 441,434,000 | 440,548,000 |
| Noninterest-bearing deposits | 52,353,000 | 47,773,000 | 44,629,000 | 40,218,000 |
| Equity capital | 53,678,000 | 32,149,000 | 26,175,000 | 13,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,950,000 | 14,800,000 | 21,293,000 | 26,772,000 |
| Interest expense | 3,835,000 | 7,878,000 | 11,805,000 | 14,539,000 |
| Net interest income | 4,115,000 | 6,922,000 | 9,488,000 | 12,233,000 |
| Noninterest income | 2,994,000 | 3,023,000 | 3,220,000 | 3,487,000 |
| Noninterest expense | 3,649,000 | 13,054,000 | 16,716,000 | 23,590,000 |
| Provision for loan losses | 2,284,000 | 9,944,000 | 17,260,000 | 25,734,000 |
| Pretax income | 1,029,000 | -13,234,000 | -21,397,000 | -33,608,000 |
| Income tax | 0 | 6,804,000 | 6,804,000 | 6,808,000 |
| Net income | 1,029,000 | -20,038,000 | -28,201,000 | -40,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,143,000 | 31,327,000 | 24,199,000 | 12,018,000 |
| Total capital | 51,446,000 | 36,585,000 | 29,021,000 | 16,974,000 |
| Risk-weighted assets | 453,891,000 | 409,603,000 | 379,185,000 | 388,130,000 |