Call reports 2007
NEVADA SECURITY BANK — 2007
What NEVADA SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 606,266,000 | 619,358,000 | 624,873,000 | 599,735,000 |
| Total loans | 463,293,000 | 476,103,000 | 488,794,000 | 473,514,000 |
| Allowance for loan losses | 5,502,000 | 5,584,000 | 5,480,000 | 7,275,000 |
| Securities available for sale | 8,918,000 | 7,239,000 | 7,300,000 | 12,895,000 |
| Securities held to maturity | 75,920,000 | 71,000,000 | 67,902,000 | 62,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,405,000 | 484,257,000 | 517,162,000 | 452,473,000 |
| Interest-bearing deposits | 453,988,000 | 424,680,000 | 459,975,000 | 385,935,000 |
| Noninterest-bearing deposits | 61,417,000 | 59,577,000 | 57,187,000 | 66,538,000 |
| Equity capital | 69,541,000 | 70,748,000 | 72,288,000 | 72,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,028,000 | 22,073,000 | 33,367,000 | 44,317,000 |
| Interest expense | 5,604,000 | 10,955,000 | 16,645,000 | 21,946,000 |
| Net interest income | 5,424,000 | 11,118,000 | 16,722,000 | 22,371,000 |
| Noninterest income | 280,000 | 503,000 | 856,000 | 1,126,000 |
| Noninterest expense | 3,834,000 | 7,530,000 | 10,926,000 | 14,686,000 |
| Provision for loan losses | 180,000 | 414,000 | 760,000 | 3,007,000 |
| Pretax income | 1,690,000 | 3,677,000 | 5,892,000 | 5,804,000 |
| Income tax | 587,000 | 1,302,000 | 2,057,000 | 1,737,000 |
| Net income | 1,103,000 | 2,375,000 | 3,835,000 | 4,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,868,000 | 49,734,000 | 51,194,000 | 50,554,000 |
| Total capital | 53,676,000 | 55,604,000 | 56,903,000 | 57,071,000 |
| Risk-weighted assets | 499,844,000 | 517,518,000 | 542,584,000 | 520,402,000 |