Call reports 2005
NEVADA SECURITY BANK — 2005
What NEVADA SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 253,228,000 | 281,762,000 | 316,276,000 | 370,993,000 |
| Total loans | 172,746,000 | 200,866,000 | 230,602,000 | 244,829,000 |
| Allowance for loan losses | 1,800,000 | 1,986,000 | 2,278,000 | 2,655,000 |
| Securities available for sale | 14,413,000 | 14,681,000 | 17,610,000 | 17,437,000 |
| Securities held to maturity | 50,071,000 | 46,959,000 | 50,597,000 | 64,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,110,000 | 227,826,000 | 270,974,000 | 338,508,000 |
| Interest-bearing deposits | 188,485,000 | 193,448,000 | 232,728,000 | 288,787,000 |
| Noninterest-bearing deposits | 31,625,000 | 34,378,000 | 38,246,000 | 49,721,000 |
| Equity capital | 24,378,000 | 25,128,000 | 25,637,000 | 30,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,340,000 | 7,185,000 | 11,808,000 | 17,001,000 |
| Interest expense | 1,216,000 | 2,749,000 | 4,713,000 | 7,201,000 |
| Net interest income | 2,124,000 | 4,436,000 | 7,095,000 | 9,800,000 |
| Noninterest income | 101,000 | 210,000 | 550,000 | 712,000 |
| Noninterest expense | 1,749,000 | 3,507,000 | 5,623,000 | 7,826,000 |
| Provision for loan losses | 214,000 | 400,000 | 692,000 | 1,069,000 |
| Pretax income | 262,000 | 739,000 | 1,330,000 | 1,617,000 |
| Income tax | 0 | 0 | 0 | -593,000 |
| Net income | 262,000 | 739,000 | 1,330,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,455,000 | 24,932,000 | 25,523,000 | 30,003,000 |
| Total capital | 26,473,000 | 27,115,000 | 28,030,000 | 32,883,000 |
| Risk-weighted assets | 180,336,000 | 206,826,000 | 244,356,000 | 262,821,000 |