Call reports 2003
NEVADA SECURITY BANK — 2003
What NEVADA SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 93,815,000 | 110,477,000 | 151,077,000 | 166,030,000 |
| Total loans | 35,335,000 | 55,144,000 | 63,305,000 | 82,447,000 |
| Allowance for loan losses | 310,000 | 672,000 | 767,000 | 822,000 |
| Securities available for sale | 8,880,000 | 10,504,000 | 37,908,000 | 36,913,000 |
| Securities held to maturity | 42,011,000 | 37,789,000 | 42,242,000 | 37,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,935,000 | 98,814,000 | 138,476,000 | 148,911,000 |
| Interest-bearing deposits | 68,948,000 | 84,374,000 | 117,660,000 | 125,473,000 |
| Noninterest-bearing deposits | 12,987,000 | 14,440,000 | 20,816,000 | 23,438,000 |
| Equity capital | 11,539,000 | 11,269,000 | 12,194,000 | 13,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 2,118,000 | 3,515,000 | 5,250,000 |
| Interest expense | 349,000 | 760,000 | 1,289,000 | 1,855,000 |
| Net interest income | 627,000 | 1,358,000 | 2,226,000 | 3,395,000 |
| Noninterest income | 36,000 | 74,000 | 201,000 | 396,000 |
| Noninterest expense | 923,000 | 1,911,000 | 2,984,000 | 4,159,000 |
| Provision for loan losses | 90,000 | 452,000 | 547,000 | 602,000 |
| Pretax income | -57,000 | -433,000 | -606,000 | -473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -57,000 | -433,000 | -606,000 | -473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,629,000 | 11,246,000 | 12,523,000 | 13,956,000 |
| Total capital | 12,018,000 | 11,847,000 | 13,355,000 | 14,853,000 |
| Risk-weighted assets | 56,752,000 | 50,324,000 | 94,052,000 | 103,098,000 |