Call reports 2026
GEORGIA COMMUNITY BANK — 2026
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 384,887,000 | 374,987,000 |
| Total loans | 249,894,000 | 255,432,000 |
| Allowance for loan losses | 3,283,000 | 3,213,000 |
| Securities available for sale | 65,289,000 | 65,834,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 331,508,000 | 321,651,000 |
| Interest-bearing deposits | 222,291,000 | 217,834,000 |
| Noninterest-bearing deposits | 109,217,000 | 103,817,000 |
| Equity capital | 50,665,000 | 50,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,589,000 | 11,257,000 |
| Interest expense | 1,324,000 | 2,644,000 |
| Net interest income | 4,265,000 | 8,613,000 |
| Noninterest income | 346,000 | 698,000 |
| Noninterest expense | 2,905,000 | 5,785,000 |
| Provision for loan losses | 60,000 | 100,000 |
| Pretax income | 1,646,000 | 3,426,000 |
| Income tax | 0 | 0 |
| Net income | 1,646,000 | 3,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 52,745,000 | 52,025,000 |
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