Call reports 2023
GEORGIA COMMUNITY BANK — 2023
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 385,979,000 | 380,798,000 | 372,042,000 | 379,322,000 |
| Total loans | 228,005,000 | 237,671,000 | 246,640,000 | 250,011,000 |
| Allowance for loan losses | 3,186,000 | 3,082,000 | 3,028,000 | 3,017,000 |
| Securities available for sale | 85,069,000 | 89,663,000 | 81,739,000 | 80,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,341,000 | 338,437,000 | 330,107,000 | 333,419,000 |
| Interest-bearing deposits | 213,500,000 | 208,062,000 | 206,329,000 | 207,641,000 |
| Noninterest-bearing deposits | 129,841,000 | 130,375,000 | 123,779,000 | 125,778,000 |
| Equity capital | 41,298,000 | 40,513,000 | 39,559,000 | 44,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,479,000 | 9,182,000 | 14,172,000 | 19,213,000 |
| Interest expense | 947,000 | 1,915,000 | 3,015,000 | 4,215,000 |
| Net interest income | 3,532,000 | 7,267,000 | 11,157,000 | 14,998,000 |
| Noninterest income | 424,000 | 810,000 | 1,224,000 | 1,566,000 |
| Noninterest expense | 2,732,000 | 5,441,000 | 8,050,000 | 10,632,000 |
| Provision for loan losses | 90,000 | 90,000 | 180,000 | 185,000 |
| Pretax income | 1,134,000 | 2,546,000 | 4,151,000 | 5,682,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,134,000 | 2,546,000 | 4,151,000 | 5,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,386,000 | 45,007,000 | 45,802,000 | 47,333,000 |
Machine access — free, no API key
Every figure shown here about GEORGIA COMMUNITY BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.