Call reports 2022
GEORGIA COMMUNITY BANK — 2022
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 410,513,000 | 391,930,000 | 372,419,000 | 402,224,000 |
| Total loans | 213,937,000 | 222,822,000 | 233,259,000 | 233,253,000 |
| Allowance for loan losses | 2,720,000 | 2,760,000 | 3,196,000 | 3,100,000 |
| Securities available for sale | 66,205,000 | 73,223,000 | 69,164,000 | 76,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,758,000 | 349,294,000 | 333,148,000 | 360,996,000 |
| Interest-bearing deposits | 236,147,000 | 224,788,000 | 210,935,000 | 238,009,000 |
| Noninterest-bearing deposits | 130,611,000 | 124,506,000 | 122,213,000 | 122,987,000 |
| Equity capital | 39,812,000 | 38,478,000 | 37,692,000 | 40,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,337,000 | 6,839,000 | 10,842,000 | 15,013,000 |
| Interest expense | 307,000 | 592,000 | 920,000 | 1,687,000 |
| Net interest income | 3,030,000 | 6,247,000 | 9,922,000 | 13,326,000 |
| Noninterest income | 337,000 | 837,000 | 1,580,000 | 1,955,000 |
| Noninterest expense | 2,474,000 | 4,953,000 | 7,510,000 | 9,966,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 160,000 |
| Pretax income | 833,000 | 2,011,000 | 3,832,000 | 5,155,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 833,000 | 2,011,000 | 3,832,000 | 5,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,313,000 | 42,441,000 | 43,736,000 | 45,061,000 |