Call reports 2021
GEORGIA COMMUNITY BANK — 2021
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 398,895,000 | 391,327,000 | 393,037,000 | 408,164,000 |
| Total loans | 214,132,000 | 223,974,000 | 224,467,000 | 215,709,000 |
| Allowance for loan losses | 2,734,000 | 2,706,000 | 2,559,000 | 2,662,000 |
| Securities available for sale | 55,459,000 | 66,539,000 | 66,651,000 | 66,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,719,000 | 344,902,000 | 345,871,000 | 361,519,000 |
| Interest-bearing deposits | 247,076,000 | 245,525,000 | 236,104,000 | 234,462,000 |
| Noninterest-bearing deposits | 104,643,000 | 99,377,000 | 109,767,000 | 127,057,000 |
| Equity capital | 42,858,000 | 42,408,000 | 42,653,000 | 42,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,517,000 | 7,205,000 | 10,706,000 | 13,959,000 |
| Interest expense | 650,000 | 1,215,000 | 1,672,000 | 2,030,000 |
| Net interest income | 2,867,000 | 5,990,000 | 9,034,000 | 11,929,000 |
| Noninterest income | 283,000 | 499,000 | 740,000 | 932,000 |
| Noninterest expense | 2,230,000 | 4,641,000 | 6,896,000 | 9,212,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 550,000 |
| Pretax income | 985,000 | 1,830,000 | 2,860,000 | 3,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 985,000 | 1,830,000 | 2,860,000 | 3,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,830,000 | 41,374,000 | 41,675,000 | 42,005,000 |