Call reports 2018
GEORGIA COMMUNITY BANK — 2018
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 157,990,000 | 156,806,000 | 159,454,000 | 168,196,000 |
| Total loans | 124,873,000 | 128,878,000 | 133,270,000 | 130,330,000 |
| Allowance for loan losses | 1,449,000 | 1,456,000 | 1,369,000 | 1,420,000 |
| Securities available for sale | 13,694,000 | 13,532,000 | 13,281,000 | 13,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,799,000 | 137,674,000 | 139,967,000 | 148,369,000 |
| Interest-bearing deposits | 111,436,000 | 112,034,000 | 111,134,000 | 116,712,000 |
| Noninterest-bearing deposits | 27,364,000 | 25,641,000 | 28,832,000 | 31,657,000 |
| Equity capital | 17,382,000 | 17,178,000 | 17,419,000 | 16,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 3,985,000 | 6,067,000 | 8,187,000 |
| Interest expense | 289,000 | 596,000 | 951,000 | 1,378,000 |
| Net interest income | 1,679,000 | 3,389,000 | 5,116,000 | 6,809,000 |
| Noninterest income | 195,000 | 312,000 | 491,000 | 686,000 |
| Noninterest expense | 1,151,000 | 2,246,000 | 3,401,000 | 6,505,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 663,000 | 1,335,000 | 2,026,000 | 750,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 663,000 | 1,335,000 | 2,026,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,618,000 | 17,413,000 | 17,700,000 | 16,423,000 |
| Total capital | 19,004,000 | 18,825,000 | 19,069,000 | 17,843,000 |
| Risk-weighted assets | 110,781,000 | 112,946,000 | 116,416,000 | 114,932,000 |