Call reports 2017
GEORGIA COMMUNITY BANK — 2017
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 162,251,000 | 156,257,000 | 154,272,000 | 159,576,000 |
| Total loans | 119,768,000 | 123,247,000 | 127,443,000 | 123,244,000 |
| Allowance for loan losses | 1,356,000 | 1,430,000 | 1,491,000 | 1,389,000 |
| Securities available for sale | 13,101,000 | 13,981,000 | 13,579,000 | 13,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,031,000 | 137,976,000 | 135,533,000 | 140,585,000 |
| Interest-bearing deposits | 121,013,000 | 116,713,000 | 113,923,000 | 112,881,000 |
| Noninterest-bearing deposits | 23,018,000 | 21,263,000 | 21,610,000 | 27,704,000 |
| Equity capital | 16,425,000 | 16,387,000 | 16,738,000 | 17,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,860,000 | 3,763,000 | 5,724,000 | 7,754,000 |
| Interest expense | 299,000 | 594,000 | 877,000 | 1,163,000 |
| Net interest income | 1,561,000 | 3,169,000 | 4,847,000 | 6,591,000 |
| Noninterest income | 173,000 | 349,000 | 528,000 | 542,000 |
| Noninterest expense | 1,031,000 | 2,160,000 | 3,243,000 | 4,302,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 400,000 |
| Pretax income | 583,000 | 1,118,000 | 1,772,000 | 2,431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,118,000 | 1,772,000 | 2,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,487,000 | 16,362,000 | 16,738,000 | 17,375,000 |
| Total capital | 17,814,000 | 17,713,000 | 18,118,000 | 18,764,000 |
| Risk-weighted assets | 106,159,000 | 107,997,000 | 110,335,000 | 138,091,000 |