Call reports 2012
GEORGIA COMMUNITY BANK — 2012
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,169,000 | 143,518,000 | 138,100,000 | 144,035,000 |
| Total loans | 98,582,000 | 105,840,000 | 103,810,000 | 100,806,000 |
| Allowance for loan losses | 1,423,000 | 1,574,000 | 1,625,000 | 1,503,000 |
| Securities available for sale | 14,362,000 | 13,447,000 | 12,755,000 | 13,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,502,000 | 127,096,000 | 123,421,000 | 129,529,000 |
| Interest-bearing deposits | 116,129,000 | 112,298,000 | 108,390,000 | 111,256,000 |
| Noninterest-bearing deposits | 16,373,000 | 14,798,000 | 15,031,000 | 18,273,000 |
| Equity capital | 13,907,000 | 13,750,000 | 13,937,000 | 14,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,775,000 | 3,581,000 | 5,372,000 | 7,102,000 |
| Interest expense | 594,000 | 1,085,000 | 1,492,000 | 1,879,000 |
| Net interest income | 1,181,000 | 2,496,000 | 3,880,000 | 5,223,000 |
| Noninterest income | 71,000 | 192,000 | 291,000 | 313,000 |
| Noninterest expense | 910,000 | 1,894,000 | 2,850,000 | 3,833,000 |
| Provision for loan losses | 198,000 | 546,000 | 766,000 | 926,000 |
| Pretax income | 222,000 | 436,000 | 743,000 | 1,141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 436,000 | 743,000 | 1,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,570,000 | 13,471,000 | 13,579,000 | 13,961,000 |
| Total capital | 14,782,000 | 14,729,000 | 14,806,000 | 15,168,000 |
| Risk-weighted assets | 96,744,000 | 100,288,000 | 97,769,000 | 96,267,000 |