Call reports 2011
GEORGIA COMMUNITY BANK — 2011
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 149,575,000 | 149,897,000 | 153,363,000 | 152,625,000 |
| Total loans | 99,093,000 | 100,850,000 | 103,165,000 | 100,475,000 |
| Allowance for loan losses | 1,478,000 | 1,537,000 | 1,460,000 | 1,611,000 |
| Securities available for sale | 11,301,000 | 12,200,000 | 13,303,000 | 14,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,202,000 | 128,241,000 | 131,525,000 | 130,749,000 |
| Interest-bearing deposits | 113,757,000 | 114,288,000 | 117,452,000 | 116,162,000 |
| Noninterest-bearing deposits | 14,445,000 | 13,953,000 | 14,072,000 | 14,587,000 |
| Equity capital | 13,568,000 | 13,819,000 | 13,858,000 | 14,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,621,000 | 5,569,000 | 7,391,000 |
| Interest expense | 663,000 | 1,337,000 | 2,061,000 | 2,619,000 |
| Net interest income | 1,140,000 | 2,284,000 | 3,508,000 | 4,772,000 |
| Noninterest income | 275,000 | 388,000 | 457,000 | 592,000 |
| Noninterest expense | 941,000 | 1,922,000 | 2,876,000 | 3,723,000 |
| Provision for loan losses | 132,000 | 159,000 | 246,000 | 386,000 |
| Pretax income | 396,000 | 645,000 | 897,000 | 1,309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 645,000 | 897,000 | 1,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,503,000 | 13,542,000 | 13,464,000 | 13,875,000 |
| Total capital | 14,767,000 | 14,814,000 | 14,765,000 | 15,136,000 |
| Risk-weighted assets | 100,699,000 | 100,837,000 | 103,903,000 | 100,490,000 |