Call reports 2005
GEORGIA COMMUNITY BANK — 2005
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 112,190,000 | 115,234,000 | 114,473,000 | 115,328,000 |
| Total loans | 79,741,000 | 83,678,000 | 86,545,000 | 84,288,000 |
| Allowance for loan losses | 1,352,000 | 1,650,000 | 1,918,000 | 1,843,000 |
| Securities available for sale | 24,561,000 | 22,754,000 | 21,166,000 | 20,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,409,000 | 101,062,000 | 100,027,000 | 100,983,000 |
| Interest-bearing deposits | 93,104,000 | 91,524,000 | 89,175,000 | 88,688,000 |
| Noninterest-bearing deposits | 9,305,000 | 9,538,000 | 10,852,000 | 12,294,000 |
| Equity capital | 9,524,000 | 9,796,000 | 9,903,000 | 10,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,328,000 | 5,154,000 | 6,990,000 |
| Interest expense | 562,000 | 1,179,000 | 1,882,000 | 2,562,000 |
| Net interest income | 1,039,000 | 2,149,000 | 3,272,000 | 4,428,000 |
| Noninterest income | 140,000 | 263,000 | 385,000 | 491,000 |
| Noninterest expense | 679,000 | 1,423,000 | 2,201,000 | 2,981,000 |
| Provision for loan losses | 198,000 | 546,000 | 906,000 | 1,129,000 |
| Pretax income | 255,000 | 398,000 | 505,000 | 768,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | 398,000 | 505,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,826,000 | 9,968,000 | 10,075,000 | 10,338,000 |
| Total capital | 10,894,000 | 11,066,000 | 11,200,000 | 11,466,000 |
| Risk-weighted assets | 85,140,000 | 87,328,000 | 88,428,000 | 89,534,000 |
Machine access — free, no API key
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