Call reports 2002
GEORGIA COMMUNITY BANK — 2002
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 105,316,000 | 106,241,000 | 102,654,000 | 109,626,000 |
| Total loans | 64,664,000 | 75,344,000 | 73,622,000 | 63,608,000 |
| Allowance for loan losses | 879,000 | 1,700,000 | 2,927,000 | 4,310,000 |
| Securities available for sale | 16,785,000 | 15,587,000 | 13,673,000 | 15,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,844,000 | 95,299,000 | 92,818,000 | 101,400,000 |
| Interest-bearing deposits | 84,332,000 | 87,146,000 | 84,601,000 | 90,203,000 |
| Noninterest-bearing deposits | 9,512,000 | 8,153,000 | 8,217,000 | 11,197,000 |
| Equity capital | 10,855,000 | 10,322,000 | 9,236,000 | 7,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,318,000 | 5,015,000 | 6,538,000 |
| Interest expense | 943,000 | 1,838,000 | 2,682,000 | 3,474,000 |
| Net interest income | 713,000 | 1,480,000 | 2,333,000 | 3,064,000 |
| Noninterest income | 106,000 | 210,000 | 331,000 | 540,000 |
| Noninterest expense | 550,000 | 1,092,000 | 2,127,000 | 2,675,000 |
| Provision for loan losses | 0 | 1,115,000 | 2,319,000 | 4,062,000 |
| Pretax income | 266,000 | -519,000 | -1,762,000 | -3,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 266,000 | -519,000 | -1,762,000 | -3,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,846,000 | 10,012,000 | 8,768,000 | 7,418,000 |
| Total capital | 11,725,000 | 11,083,000 | 9,804,000 | 8,673,000 |
| Risk-weighted assets | 75,481,000 | 85,019,000 | 81,017,000 | 97,374,000 |