Call reports 2001
GEORGIA COMMUNITY BANK — 2001
What GEORGIA COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 95,149,000 | 95,789,000 | 99,914,000 | 104,495,000 |
| Total loans | 62,007,000 | 65,688,000 | 67,909,000 | 60,266,000 |
| Allowance for loan losses | 808,000 | 796,000 | 835,000 | 878,000 |
| Securities available for sale | 18,773,000 | 17,587,000 | 15,615,000 | 15,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,403,000 | 84,033,000 | 88,438,000 | 93,121,000 |
| Interest-bearing deposits | 73,877,000 | 75,998,000 | 78,944,000 | 82,675,000 |
| Noninterest-bearing deposits | 9,526,000 | 8,035,000 | 9,494,000 | 10,447,000 |
| Equity capital | 10,993,000 | 10,968,000 | 10,619,000 | 10,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,848,000 | 5,820,000 | 7,610,000 |
| Interest expense | 1,096,000 | 2,189,000 | 3,284,000 | 4,355,000 |
| Net interest income | 840,000 | 1,659,000 | 2,536,000 | 3,255,000 |
| Noninterest income | 101,000 | 189,000 | 279,000 | 380,000 |
| Noninterest expense | 533,000 | 1,031,000 | 1,527,000 | 2,109,000 |
| Provision for loan losses | 0 | 90,000 | 970,000 | 1,015,000 |
| Pretax income | 412,000 | 731,000 | 324,000 | 550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 731,000 | 324,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,873,000 | 10,763,000 | 10,355,000 | 10,581,000 |
| Total capital | 11,681,000 | 11,559,000 | 11,190,000 | 11,457,000 |
| Risk-weighted assets | 70,279,000 | 73,454,000 | 77,228,000 | 70,058,000 |