Call reports 2024
PEOPLES BANK & TRUST — 2024
What PEOPLES BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 553,868,000 | 603,938,000 | 614,251,000 | 592,329,000 |
| Total loans | 368,376,000 | 402,711,000 | 403,507,000 | 411,931,000 |
| Allowance for loan losses | 3,691,000 | 4,019,000 | 4,025,000 | 3,816,000 |
| Securities available for sale | 151,476,000 | 154,041,000 | 151,853,000 | 128,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,353,000 | 495,301,000 | 498,847,000 | 481,385,000 |
| Interest-bearing deposits | 315,514,000 | 361,643,000 | 366,100,000 | 344,353,000 |
| Noninterest-bearing deposits | 119,839,000 | 133,658,000 | 132,747,000 | 137,032,000 |
| Equity capital | 55,481,000 | 57,637,000 | 60,765,000 | 59,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,330,000 | 16,864,000 | 26,040,000 | 35,121,000 |
| Interest expense | 2,493,000 | 4,910,000 | 7,419,000 | 9,484,000 |
| Net interest income | 5,837,000 | 11,954,000 | 18,621,000 | 25,637,000 |
| Noninterest income | 685,000 | 2,328,000 | 3,374,000 | 4,676,000 |
| Noninterest expense | 2,923,000 | 6,415,000 | 10,014,000 | 14,260,000 |
| Provision for loan losses | -164,000 | 148,000 | 145,000 | 1,755,000 |
| Pretax income | 3,773,000 | 7,725,000 | 11,807,000 | 12,262,000 |
| Income tax | 1,117,000 | 2,205,000 | 3,470,000 | 3,908,000 |
| Net income | 2,656,000 | 5,520,000 | 8,337,000 | 8,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,609,000 | 58,192,000 | 58,339,000 | 59,733,000 |
| Total capital | 63,378,000 | 62,311,000 | 62,462,000 | 63,668,000 |
| Risk-weighted assets | 340,009,000 | 380,778,000 | 385,685,000 | 392,016,000 |