Call reports 2023
PEOPLES BANK & TRUST — 2023
What PEOPLES BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 553,035,000 | 541,980,000 | 539,223,000 | 569,714,000 |
| Total loans | 336,167,000 | 328,471,000 | 348,632,000 | 379,544,000 |
| Allowance for loan losses | 3,510,000 | 3,141,000 | 3,694,000 | 3,863,000 |
| Securities available for sale | 162,022,000 | 158,050,000 | 156,419,000 | 154,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,069,000 | 432,606,000 | 428,765,000 | 426,540,000 |
| Interest-bearing deposits | 325,505,000 | 306,087,000 | 310,979,000 | 302,487,000 |
| Noninterest-bearing deposits | 135,564,000 | 126,519,000 | 117,786,000 | 124,053,000 |
| Equity capital | 43,283,000 | 46,109,000 | 45,747,000 | 53,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,991,000 | 14,051,000 | 22,108,000 | 30,746,000 |
| Interest expense | 859,000 | 1,934,000 | 3,931,000 | 6,235,000 |
| Net interest income | 6,132,000 | 12,117,000 | 18,177,000 | 24,511,000 |
| Noninterest income | 610,000 | 1,429,000 | 2,139,000 | 2,878,000 |
| Noninterest expense | 2,695,000 | 5,494,000 | 8,173,000 | 10,607,000 |
| Provision for loan losses | -89,000 | -472,000 | 886,000 | 1,058,000 |
| Pretax income | 2,699,000 | 7,047,000 | 9,780,000 | 10,591,000 |
| Income tax | 699,000 | 1,918,000 | 2,726,000 | 3,034,000 |
| Net income | 2,000,000 | 5,129,000 | 7,054,000 | 7,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,395,000 | 53,523,000 | 55,449,000 | 56,952,000 |
| Total capital | 54,045,000 | 56,804,000 | 59,283,000 | 60,904,000 |
| Risk-weighted assets | 342,372,000 | 325,252,000 | 347,960,000 | 355,360,000 |