Call reports 2022
PEOPLES BANK & TRUST — 2022
What PEOPLES BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 584,432,000 | 580,727,000 | 587,849,000 | 593,255,000 |
| Total loans | 346,605,000 | 346,757,000 | 313,706,000 | 348,462,000 |
| Allowance for loan losses | 4,726,000 | 4,769,000 | 2,354,000 | 2,857,000 |
| Securities available for sale | 206,888,000 | 198,746,000 | 196,221,000 | 204,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 504,333,000 | 516,385,000 | 526,977,000 | 514,752,000 |
| Interest-bearing deposits | 361,659,000 | 379,488,000 | 391,982,000 | 370,444,000 |
| Noninterest-bearing deposits | 142,674,000 | 136,897,000 | 134,995,000 | 144,308,000 |
| Equity capital | 43,106,000 | 39,630,000 | 36,731,000 | 39,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,943,000 | 10,028,000 | 16,797,000 | 22,744,000 |
| Interest expense | 145,000 | 330,000 | 1,010,000 | 1,838,000 |
| Net interest income | 4,798,000 | 9,698,000 | 15,787,000 | 20,906,000 |
| Noninterest income | 597,000 | 1,240,000 | 1,898,000 | 2,590,000 |
| Noninterest expense | 2,171,000 | 4,682,000 | 6,961,000 | 9,754,000 |
| Provision for loan losses | 0 | 0 | -2,550,000 | -2,047,000 |
| Pretax income | 2,960,000 | 5,992,000 | 12,944,000 | 8,723,000 |
| Income tax | 684,000 | 1,631,000 | 2,848,000 | 1,722,000 |
| Net income | 2,276,000 | 4,361,000 | 10,096,000 | 7,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,451,000 | 50,579,000 | 53,106,000 | 50,053,000 |
| Total capital | 52,520,000 | 54,595,000 | 55,460,000 | 52,910,000 |
| Risk-weighted assets | 324,875,000 | 320,494,000 | 308,812,000 | 347,392,000 |