Call reports 2021
PEOPLES BANK & TRUST — 2021
What PEOPLES BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 533,244,000 | 559,238,000 | 559,429,000 | 570,261,000 |
| Total loans | 356,252,000 | 378,312,000 | 339,902,000 | 349,102,000 |
| Allowance for loan losses | 3,619,000 | 3,674,000 | 3,671,000 | 4,632,000 |
| Securities available for sale | 144,396,000 | 151,096,000 | 189,964,000 | 191,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,143,000 | 481,786,000 | 474,024,000 | 494,166,000 |
| Interest-bearing deposits | 339,487,000 | 362,563,000 | 359,643,000 | 347,046,000 |
| Noninterest-bearing deposits | 124,656,000 | 119,223,000 | 114,381,000 | 147,120,000 |
| Equity capital | 45,280,000 | 48,187,000 | 50,169,000 | 48,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,439,000 | 9,219,000 | 14,723,000 | 19,694,000 |
| Interest expense | 226,000 | 453,000 | 649,000 | 813,000 |
| Net interest income | 4,213,000 | 8,766,000 | 14,074,000 | 18,881,000 |
| Noninterest income | 609,000 | 1,223,000 | 1,853,000 | 2,536,000 |
| Noninterest expense | 2,346,000 | 4,842,000 | 7,501,000 | 10,770,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,498,000 |
| Pretax income | 2,483,000 | 4,937,000 | 8,216,000 | 8,866,000 |
| Income tax | 671,000 | 1,323,000 | 2,218,000 | 2,364,000 |
| Net income | 1,812,000 | 3,614,000 | 5,998,000 | 6,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,317,000 | 44,161,000 | 46,589,000 | 46,134,000 |
| Total capital | 45,936,000 | 47,688,000 | 50,260,000 | 49,948,000 |
| Risk-weighted assets | 351,351,000 | 282,050,000 | 323,646,000 | 304,337,000 |