Call reports 2020
PEOPLES BANK & TRUST — 2020
What PEOPLES BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 400,905,000 | 460,673,000 | 479,962,000 | 488,429,000 |
| Total loans | 275,423,000 | 302,303,000 | 322,255,000 | 326,413,000 |
| Allowance for loan losses | 3,110,000 | 3,165,000 | 3,113,000 | 3,556,000 |
| Securities available for sale | 90,880,000 | 95,014,000 | 117,319,000 | 133,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,937,000 | 393,200,000 | 410,211,000 | 414,917,000 |
| Interest-bearing deposits | 240,614,000 | 290,732,000 | 307,152,000 | 304,423,000 |
| Noninterest-bearing deposits | 84,323,000 | 102,468,000 | 103,059,000 | 110,494,000 |
| Equity capital | 45,912,000 | 42,628,000 | 44,490,000 | 45,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,298,000 | 9,485,000 | 13,926,000 | 16,883,000 |
| Interest expense | 630,000 | 1,190,000 | 1,520,000 | 1,848,000 |
| Net interest income | 3,668,000 | 8,295,000 | 12,406,000 | 15,035,000 |
| Noninterest income | 194,000 | 782,000 | 1,383,000 | 2,070,000 |
| Noninterest expense | 2,557,000 | 5,025,000 | 7,619,000 | 10,222,000 |
| Provision for loan losses | 0 | -886,000 | -886,000 | -534,000 |
| Pretax income | 1,455,000 | 5,152,000 | 7,270,000 | 7,813,000 |
| Income tax | 385,000 | 1,143,000 | 1,977,000 | 2,072,000 |
| Net income | 1,070,000 | 4,009,000 | 5,293,000 | 5,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,133,000 | 38,646,000 | 39,973,000 | 40,463,000 |
| Total capital | 46,243,000 | 41,811,000 | 43,086,000 | 44,019,000 |
| Risk-weighted assets | 306,574,000 | 322,963,000 | 329,043,000 | 341,771,000 |