Call reports 2019
PEOPLES BANK & TRUST — 2019
What PEOPLES BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 400,124,000 | 394,291,000 | 429,232,000 | 424,494,000 |
| Total loans | 301,646,000 | 302,632,000 | 292,398,000 | 280,769,000 |
| Allowance for loan losses | 3,975,000 | 3,782,000 | 3,217,000 | 3,090,000 |
| Securities available for sale | 60,023,000 | 60,631,000 | 60,793,000 | 86,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,364,000 | 344,247,000 | 377,511,000 | 374,284,000 |
| Interest-bearing deposits | 269,678,000 | 269,596,000 | 291,183,000 | 283,038,000 |
| Noninterest-bearing deposits | 80,686,000 | 74,651,000 | 86,328,000 | 91,246,000 |
| Equity capital | 40,376,000 | 42,404,000 | 43,549,000 | 43,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,816,000 | 9,628,000 | 14,417,000 | 19,140,000 |
| Interest expense | 538,000 | 1,100,000 | 1,867,000 | 2,662,000 |
| Net interest income | 4,278,000 | 8,528,000 | 12,550,000 | 16,478,000 |
| Noninterest income | 621,000 | 1,290,000 | 1,980,000 | 3,416,000 |
| Noninterest expense | 2,519,000 | 5,151,000 | 7,385,000 | 10,197,000 |
| Provision for loan losses | 0 | 125,000 | 2,606,000 | 3,726,000 |
| Pretax income | 2,387,000 | 4,549,000 | 5,875,000 | 7,402,000 |
| Income tax | 606,000 | 1,467,000 | 1,510,000 | 1,934,000 |
| Net income | 1,781,000 | 3,082,000 | 4,365,000 | 5,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,929,000 | 38,304,000 | 40,812,000 | 41,956,000 |
| Total capital | 40,904,000 | 42,086,000 | 44,029,000 | 45,046,000 |
| Risk-weighted assets | 321,651,000 | 320,291,000 | 320,386,000 | 319,417,000 |