Call reports 2018
PEOPLES BANK & TRUST — 2018
What PEOPLES BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 401,382,000 | 414,158,000 | 428,184,000 | 423,488,000 |
| Total loans | 307,038,000 | 308,605,000 | 310,854,000 | 317,719,000 |
| Allowance for loan losses | 3,736,000 | 3,714,000 | 3,732,000 | 3,978,000 |
| Securities available for sale | 63,666,000 | 69,890,000 | 68,486,000 | 59,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,116,000 | 354,727,000 | 376,165,000 | 375,105,000 |
| Interest-bearing deposits | 266,143,000 | 281,725,000 | 302,642,000 | 293,351,000 |
| Noninterest-bearing deposits | 77,973,000 | 73,003,000 | 73,523,000 | 81,754,000 |
| Equity capital | 38,734,000 | 39,950,000 | 41,128,000 | 37,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,491,000 | 8,602,000 | 13,176,000 | 17,808,000 |
| Interest expense | 445,000 | 978,000 | 1,563,000 | 2,168,000 |
| Net interest income | 4,046,000 | 7,624,000 | 11,613,000 | 15,640,000 |
| Noninterest income | 655,000 | 1,360,000 | 2,082,000 | 2,801,000 |
| Noninterest expense | 2,372,000 | 4,873,000 | 7,470,000 | 10,453,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 698,000 |
| Pretax income | 2,329,000 | 4,111,000 | 6,210,000 | 7,037,000 |
| Income tax | 38,000 | 75,000 | 113,000 | 150,000 |
| Net income | 2,291,000 | 4,036,000 | 6,097,000 | 6,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,064,000 | 37,399,000 | 39,209,000 | 35,073,000 |
| Total capital | 39,800,000 | 41,113,000 | 42,941,000 | 39,051,000 |
| Risk-weighted assets | 333,069,000 | 340,524,000 | 337,727,000 | 339,546,000 |