Call reports 2017
PEOPLES BANK & TRUST — 2017
What PEOPLES BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 392,066,000 | 400,958,000 | 400,019,000 | 411,718,000 |
| Total loans | 295,763,000 | 303,524,000 | 303,232,000 | 310,060,000 |
| Allowance for loan losses | 3,253,000 | 3,342,000 | 3,336,000 | 3,721,000 |
| Securities available for sale | 62,959,000 | 63,764,000 | 62,930,000 | 60,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,506,000 | 341,267,000 | 341,385,000 | 340,945,000 |
| Interest-bearing deposits | 249,512,000 | 268,418,000 | 266,644,000 | 251,428,000 |
| Noninterest-bearing deposits | 76,994,000 | 72,849,000 | 74,742,000 | 89,518,000 |
| Equity capital | 36,588,000 | 38,074,000 | 39,448,000 | 39,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,962,000 | 8,161,000 | 12,503,000 | 16,756,000 |
| Interest expense | 299,000 | 657,000 | 1,052,000 | 1,476,000 |
| Net interest income | 3,663,000 | 7,504,000 | 11,451,000 | 15,280,000 |
| Noninterest income | 620,000 | 1,327,000 | 2,029,000 | 2,636,000 |
| Noninterest expense | 2,144,000 | 4,671,000 | 7,208,000 | 10,020,000 |
| Provision for loan losses | 100,000 | 203,000 | 251,000 | 1,015,000 |
| Pretax income | 2,045,000 | 3,963,000 | 6,052,000 | 6,697,000 |
| Income tax | 45,000 | 77,000 | 115,000 | 152,000 |
| Net income | 2,000,000 | 3,886,000 | 5,937,000 | 6,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,618,000 | 34,388,000 | 35,824,000 | 36,492,000 |
| Total capital | 36,871,000 | 37,730,000 | 39,160,000 | 40,213,000 |
| Risk-weighted assets | 313,932,000 | 322,835,000 | 324,209,000 | 335,966,000 |