Call reports 2016
PEOPLES BANK & TRUST — 2016
What PEOPLES BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 378,908,000 | 390,045,000 | 406,446,000 | 398,756,000 |
| Total loans | 286,269,000 | 293,366,000 | 299,051,000 | 294,155,000 |
| Allowance for loan losses | 2,727,000 | 2,759,000 | 3,145,000 | 3,235,000 |
| Securities available for sale | 60,798,000 | 58,799,000 | 60,217,000 | 60,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,125,000 | 326,405,000 | 338,941,000 | 344,230,000 |
| Interest-bearing deposits | 249,885,000 | 261,495,000 | 273,843,000 | 269,923,000 |
| Noninterest-bearing deposits | 63,240,000 | 64,910,000 | 65,098,000 | 74,308,000 |
| Equity capital | 36,648,000 | 35,721,000 | 36,644,000 | 35,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,962,000 | 8,064,000 | 12,054,000 | 15,916,000 |
| Interest expense | 288,000 | 588,000 | 921,000 | 1,281,000 |
| Net interest income | 3,674,000 | 7,476,000 | 11,133,000 | 14,635,000 |
| Noninterest income | 600,000 | 1,103,000 | 1,790,000 | 2,493,000 |
| Noninterest expense | 2,478,000 | 4,877,000 | 7,490,000 | 10,536,000 |
| Provision for loan losses | 0 | 30,000 | 435,000 | 848,000 |
| Pretax income | 1,831,000 | 3,721,000 | 5,419,000 | 6,165,000 |
| Income tax | 21,000 | 42,000 | 63,000 | 84,000 |
| Net income | 1,810,000 | 3,679,000 | 5,356,000 | 6,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,226,000 | 31,015,000 | 32,081,000 | 32,851,000 |
| Total capital | 34,953,000 | 33,774,000 | 35,226,000 | 36,086,000 |
| Risk-weighted assets | 301,580,000 | 308,739,000 | 317,367,000 | 313,963,000 |