Call reports 2015
PEOPLES BANK & TRUST — 2015
What PEOPLES BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 366,841,000 | 370,955,000 | 384,346,000 | 403,812,000 |
| Total loans | 262,314,000 | 269,693,000 | 282,122,000 | 297,097,000 |
| Allowance for loan losses | 2,265,000 | 2,223,000 | 2,535,000 | 2,713,000 |
| Securities available for sale | 74,572,000 | 69,054,000 | 67,373,000 | 68,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,171,000 | 307,340,000 | 316,196,000 | 336,523,000 |
| Interest-bearing deposits | 240,058,000 | 242,125,000 | 251,087,000 | 265,818,000 |
| Noninterest-bearing deposits | 66,113,000 | 65,215,000 | 65,110,000 | 70,705,000 |
| Equity capital | 40,536,000 | 40,391,000 | 40,861,000 | 42,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,583,000 | 7,242,000 | 10,989,000 | 14,894,000 |
| Interest expense | 251,000 | 508,000 | 763,000 | 1,034,000 |
| Net interest income | 3,332,000 | 6,734,000 | 10,226,000 | 13,860,000 |
| Noninterest income | 474,000 | 1,069,000 | 1,647,000 | 2,229,000 |
| Noninterest expense | 2,567,000 | 5,218,000 | 8,166,000 | 10,672,000 |
| Provision for loan losses | 15,000 | 190,000 | 562,000 | 808,000 |
| Pretax income | 1,224,000 | 2,408,000 | 3,203,000 | 4,665,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 1,209,000 | 2,378,000 | 3,158,000 | 4,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,318,000 | 37,254,000 | 37,377,000 | 38,724,000 |
| Total capital | 37,583,000 | 39,477,000 | 39,912,000 | 41,437,000 |
| Risk-weighted assets | 276,352,000 | 284,281,000 | 296,115,000 | 313,329,000 |