Call reports 2014
PEOPLES BANK & TRUST — 2014
What PEOPLES BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 376,346,000 | 377,196,000 | 384,167,000 | 367,887,000 |
| Total loans | 253,674,000 | 258,180,000 | 264,743,000 | 274,340,000 |
| Allowance for loan losses | 2,317,000 | 2,234,000 | 2,210,000 | 2,265,000 |
| Securities available for sale | 89,113,000 | 85,482,000 | 84,275,000 | 58,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,667,000 | 321,466,000 | 327,934,000 | 309,350,000 |
| Interest-bearing deposits | 293,694,000 | 286,087,000 | 264,605,000 | 237,801,000 |
| Noninterest-bearing deposits | 33,973,000 | 35,379,000 | 63,329,000 | 71,549,000 |
| Equity capital | 34,954,000 | 36,647,000 | 38,082,000 | 39,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,672,000 | 7,318,000 | 11,290,000 | 14,951,000 |
| Interest expense | 321,000 | 633,000 | 934,000 | 1,218,000 |
| Net interest income | 3,351,000 | 6,685,000 | 10,356,000 | 13,733,000 |
| Noninterest income | 665,000 | 1,402,000 | 1,788,000 | 2,291,000 |
| Noninterest expense | 2,489,000 | 5,292,000 | 7,756,000 | 10,277,000 |
| Provision for loan losses | 0 | 0 | 0 | 182,000 |
| Pretax income | 1,542,000 | 2,961,000 | 4,558,000 | 5,991,000 |
| Income tax | 19,000 | 39,000 | 58,000 | 78,000 |
| Net income | 1,523,000 | 2,922,000 | 4,500,000 | 5,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,024,000 | 32,113,000 | 33,137,000 | 34,645,000 |
| Total capital | 33,341,000 | 34,347,000 | 35,347,000 | 36,910,000 |
| Risk-weighted assets | 273,610,000 | 276,018,000 | 280,114,000 | 287,610,000 |