Call reports 2013
PEOPLES BANK & TRUST — 2013
What PEOPLES BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 378,734,000 | 372,147,000 | 383,793,000 | 393,664,000 |
| Total loans | 253,859,000 | 256,426,000 | 264,044,000 | 275,341,000 |
| Allowance for loan losses | 2,141,000 | 2,104,000 | 2,333,000 | 2,320,000 |
| Securities available for sale | 94,760,000 | 86,404,000 | 81,322,000 | 81,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,298,000 | 318,011,000 | 330,898,000 | 335,540,000 |
| Interest-bearing deposits | 287,456,000 | 288,165,000 | 295,871,000 | 287,591,000 |
| Noninterest-bearing deposits | 35,842,000 | 29,846,000 | 35,027,000 | 47,948,000 |
| Equity capital | 37,069,000 | 35,198,000 | 36,378,000 | 34,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,807,000 | 7,630,000 | 11,523,000 | 15,257,000 |
| Interest expense | 442,000 | 847,000 | 1,226,000 | 1,567,000 |
| Net interest income | 3,365,000 | 6,783,000 | 10,297,000 | 13,690,000 |
| Noninterest income | 929,000 | 1,785,000 | 2,825,000 | 3,658,000 |
| Noninterest expense | 2,429,000 | 5,176,000 | 7,857,000 | 11,027,000 |
| Provision for loan losses | 0 | 0 | 175,000 | 250,000 |
| Pretax income | 1,865,000 | 3,409,000 | 5,010,000 | 5,980,000 |
| Income tax | 18,000 | 34,000 | 60,000 | 67,000 |
| Net income | 1,847,000 | 3,375,000 | 4,950,000 | 5,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,022,000 | 31,823,000 | 32,945,000 | 30,978,000 |
| Total capital | 33,163,000 | 33,927,000 | 35,278,000 | 33,298,000 |
| Risk-weighted assets | 276,018,000 | 276,619,000 | 285,286,000 | 296,396,000 |